Almost everyone now has a smartphone, which has led to about 13 million Indians using mobile banking. Most people use mobile banking apps to access their bank accounts effectively.
Many banks are making a lot of effort to make these technologies more accessible for superior banking experiences. Despite this effort, many are still reluctant to use these apps.
If you have the same issues, read this post till the end to clear all your confusion and use mobile banking apps properly. So, let’s get started!
Steps to Use Your Mobile Banking App Effectively
There is not much that you need to do to use a mobile banking app to access your bank account. The overall process is quite similar to using a conventional mobile app. So, if you are anxious, don’t hesitate to follow the steps and use your bank account like a pro.
Step 1: Download the Mobile App
The first thing you need to do is go to the Play Store or App Store, depending on your smartphone. Then, you must search for the mobile app by typing its name on the search tab. Once you see the app, click on download and install it on your device.
Step 2: Register into the App
You can start the registration process now that you have the app on your smartphone. The app will ask for your bank details and all the other relevant information, and you will need to fill in all those fields. Make sure you provide accurate information so that the registration is successful.
Step 3: Authentication and Verification
Increasing banking fraud cases have led many banks to make authentication and verification mandatory for mobile apps. Some banks might require you to set a mobile banking PIN, while others might send you a default MPIN via text message. You must never share this PIN or MPIN with anyone to reduce the risk of fraudulent cases.
Step 4: Activation
Once you have the PIN to access your account via the mobile banking app, you can finally activate it. You must enter your PIN whenever you access banking services via the app. You can then log in with a username and password and activate your account.
Banking Services You Can Access with the Mobile Banking App
There is a wide range of banking services that you can access right via the app on your smartphone. Some of the most common of these services include:
- Check your bank account balance
- Transfer funds to other
- Pay your bills
- Recharge your monthly plans
- Apply for credit cards
- Apply for loans and credits
- Access customer support to resolve your queries
Final Thoughts
As you must have understood by now, using a mobile banking app to access your bank account is a simple four-step process. Once you follow these steps, nothing will stop you from accessing an extensive range of banking services.
The best part is that it allows you to easily use the app to access online credit banking services from home. So stop wasting your time and effort with bank visits, and start using mobile banking apps today!
